I feel the earth move under my feet…

… and (sadly) the wine came tumbling down, tumbling down. Now, while I am certainly keeping those 208 individuals injured (happy there were no casualties reported) in Sunday’s Napa earthquake in my thoughts and prayers, being the insurance guy that I am, my mind also turns to the property damage and how the businesses and homeowners will recover. It also got me to thinking that most people may not be aware that earthquake damage is not covered on a standard homeowners, renters, condo owners or commercial general liability...

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Does the peach torte have nuts?

My wife and I had a business networking social to go to and we were supposed to bring something. My wife decides to make her soon-to-be-famous white peach torte. But then she looks at me and says, “Do I have to put a sign on it that says it contains almonds?” She was asking because she didn’t want anyone to get sick if they had a nut allergy. Then she giggles and says, “What kind of insurance policy would I need to cover my… torte?!” And she asks other questions too. Like “If the water heater in the...

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What’s the difference between condo insurance and homeowners insurance?

What’s the difference between condo insurance and homeowners insurance?

(information provided by condoassociation.com) Owning and maintaining a home can be expensive these days. Upkeep and maintenance often requires constant attention, and homeowners may find themselves repairing or replacing nearly everything in sight at one time or another-to say nothing of the grass that always needs mowing, the sidewalks that need sweeping or the pool that needs cleaning. For those who choose condo living over the luxury of the single-family home, life affords a few less responsibilities. Though condo owners must sacrifice...

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