The drunk lady almost knocked over the speaker!

My wife often comes home from a meeting, networking event or other gathering with a story someone told her that prompted a question about insurance. Yesterday was no exception. A DJ was telling her a story about a gig she did where a lady had a little too much to drink and stumbled into her large speaker on a tall stand. The speaker began to tip over toward other guests! The DJ was able to grab it and stop it from falling, but it certainly raised some questions about liability. “So, who would be responsible IF the speaker HAD fallen on...

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