The drunk lady almost knocked over the speaker!

My wife often comes home from a meeting, networking event or other gathering with a story someone told her that prompted a question about insurance. Yesterday was no exception. A DJ was telling her a story about a gig she did where a lady had a little too much to drink and stumbled into her large speaker on a tall stand. The speaker began to tip over toward other guests! The DJ was able to grab it and stop it from falling, but it certainly raised some questions about liability. “So, who would be responsible IF the speaker HAD fallen on...

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13 Types of Insurance a Small Business Owner Should Have

  According to an article on Forbes.com, there are 13 types of insurance that a small business owner should have… General Liability Insurance Property Insurance Business owner’s policy (BOP). Commercial Auto Insurance Worker’s Compensation Professional Liability Insurance Directors and Officers Insurance Data Breach Homeowner’s Insurance Renter’s Insurance Life Insurance Personal Automobile Insurance: Personal Umbrella Insurance The article includes a brief description of what they are…  from a Business Owners...

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