Boat / RV



Whether you’re a lifelong boater or just getting started in San Diego or Oceanside’s Harbors, it’s always a good idea to take a close look at your new or existing marine policy.

Policy Point Insurance Services works with you to ensure that you enjoy your time on the water without having to worry about what could go wrong. Our agency specializes in writing insurance policies for boaters, so you can be certain we will provide you with the best protection available. We understand the differences between power boaters, sailors, and commercial fishermen, and we can tailor an insurance policy to your unique needs.
• Navigational
• Agreed Value
• Liability
• Medical
• Physical Damage Coverage
• Uninsured/Underinsured Watercraft Bodily Injury
• Fuel Spill Liability and Wreckage Removal
• Personal Effects
• Unattached Equipment Coverage
• Emergency Assistance


RV or motorhome insurance brings together coverage needed for an automobile and the personal property coverage of a homeowners policy.

Just as you would ensure your car, you’ll want to have similar coverage for your RV. And just as your homeowners would cover personal property and possessions among other liability coverages, you’ll want to consider similar coverage for your motorhome. Additional coverage for personal property can be provided as well as provision for renting your motorhome to others.

Contact us to help you pinpoint your boat and RV insurance needs.