If you work in Southern California, driving across the border may be a necessary part of your business. Although you may have coverage on your current commercial auto policy a few miles into another country, countries like Mexico do not recognize American insurance and there can be serious consequences if you are not prepared.
We recommend that you assess your business travel needs and frequency and protect your vehicle(s) before you cross the border. Travel and Legal Assistance as well as a generous Liability coverage may be in order. As for comprehensive and collision deductibles, you may want to choose the same deductibles that you have on your US California Auto Insurance Policy.