Sweet Sixteen and… Behind the Wheel!

Sweet Sixteen and… Behind the Wheel!

One of the most wonderful moments in a parent’s life is watching the excitement in their teenager’s eyes as they pass their permit test and get behind the wheel for the first time… then they talk to their insurance agent and the reality of financial responsibility sets in… how is a sixteen-year-old additional driver going to affect my insurance rates? Should we get them their own policy? Should we allow them on ours? Is it better to let them get their license or make them wait? Is it better to exclude them from the...

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Like a Hot Potato!

Like a Hot Potato!

Yes, that is how quickly your insurance company can drop you if you get tickets, accidents or a DUI… like a hot potato! Many people have the false notion that “my insurance company won’t find out”. Well, come renewal time they most likely will, if not before. That leaves the driver with a bit of a challenge, not only in getting insurance coverage, but getting coverage that, though it may be higher cost, won’t cost an “arm and a leg”. Depending on the situation, there ARE carriers that will provide...

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The Worst Day by Skittles

The Worst Day by Skittles

My name is Skittles. I’m an 8-pound, 8-year-old, long-haired Chihuahua-Terrier Mix with the coolest bushy tail and nice big ears… this the story of the worst day of my life… It was a beautiful sunny late summer day in early August when my doggy dad (that’d be the owner of Policy Point ) and I went for a walk. We visited a little common area park in our neighborhood that we call the “green patch”. I had a spring in my step and tried to get Dad to walk faster! We rounded a corner on the sidewalk and I sensed...

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Crossing Your Ts Before Crossing the Border

Crossing Your Ts Before Crossing the Border

Whether for business or personal, living so close to the Mexican border gives us San Diegans the opportunity to travel to Mexico quite easily… and many of us do so on a regular basis. Most of us have heard the stories of stolen cars, vandalism, accidents, illnesses, etc. either on the news or from family, friends, colleagues or co-workers, yet we still think it won’t happen to us and continue to travel cross the border without first dotting our “i”s and crossing our “t”s on an insurance policy. Or we think...

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