No Horsing Around… it’s your property…

I want to start off by saying how much I appreciate those of you who are doing business with us and especially those who recommend Policy Point Insurance Services to those they know, like and trust. I was asked the other day why I have medical insurance for pets & horses but do not offer it for people. Policy Point Insurance Services is a Property & Casualty Insurance Brokerage, the reason we can offer Medical insurance for pets and horses is because they are your property, therefore we can offer the medical coverage for your...

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You Use Your Insurance… Every. Single. Day.

How often do you use your insurance? I ask that because I hear quite often that “I pay for insurance but I never use it!” Well, let me give you another way to look at it that may make paying your premiums a little easier for you… No matter what type of coverage you have, whether it be auto insurance, homeowners insurance, business insurance, etc., the truth is that once you make your premium payment and that coverage is in force, then you are using it… 24/7. That’s right… 24/7… if you have an auto accident just...

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Your insurance is no joke…

The 1st quarter of this year is almost over, and April 1st is just next week. Watch out for the old “April Fools Jokes”! No one wants to be fooled and part of some joke. Your Insurance is NO JOKE and I have a few tips to help you keep from being surprised with your insurance premiums: If you are looking to purchase a new/newer automobile contact your insurance professional and ask what the difference in premium will be… I have seen young people (especially Military) buy a new car and then they find out the insurance payments are...

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Look Before You Leap

It’s February and I am sure you don’t need me to tell you, but February 29th is Leap Day. That’s right this is a leap year. Many people have not even realized that this year is 366 days long, it is not a normal year, why is that important? Well, it is important to point out that it is not normal to just leap out and buy insurance without doing some due diligence. I have seen young Marines buy a very expensive sports car and then they find out that the insurance monthly premium is almost as much as the monthly payment of their...

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Renting an Office – What are the insurance requirements?

Well 2015 is over and 2016 is here! I just want to wish everyone a very Happy & Prosperous 2016 and with that, I would like to give you a tip for success in 2016. As you prosper in your business you may come to that place where you need a new office, or some may need an office for the very first time. When you are out there looking at location, before you sign a lease, you need to make sure to ask what the insurance requirements are to comply with the lease. That is correct, just like if you were thinking of getting a new car, you would...

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Any Major Life Changes? Time to Review

I trust everyone had a Great Labor Day weekend, and took the time to remember how fortunate are we to live in such a wonderful area (San Diego) where many tourists come for vacation. This weekend I noticed the beaches were full and saw many different license plates from other states of those who traveled here to spend their time off in paradise. Unfortunately, many times when you live here, you forget the beauty of what we have on a daily basis. I love to park on the beach and just watch the other people enjoying what we have all the time. In...

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